Unlocking Long-Term Disability Benefits: A Guide for Injured Workers

Workers’ compensation is a protection offered to workers who suffer work-related injuries or illnesses. It includes various benefits that vary in scope and duration, depending on the severity and extent of the medical issue.

This article will examine long-term disability benefits and how employees can access them.

Long-term disability benefits represent crucial financial support for employees who, due to an injury or illness, cannot work and generate income for a significant period, even for life. These benefits are designed to cover the worker’s economic needs and provide financial stability during the period of disability.

What are the criteria for obtaining long-term disability benefits?

Detailed Medical Evaluation: It must be comprehensive and explain the severity and duration of the disability.

Continuous Disability: It must render the individual incapable of performing usual work functions for an extensive period.

Work-Related: It must be demonstrated that work functions were the direct cause of the injury or accident.

Medical Follow-Up: A healthcare professional must conduct regular follow-ups to maintain eligibility for benefits.

Regarding the types of disability benefits, they can be classified according to severity (total or partial) and duration (for a specified period or permanent). In all cases, following medical recommendations and undergoing rehabilitation treatments and therapies is essential for reintegration into the workforce or, at least, improving the current health situation.

Disability benefits greatly help workers facing prolonged disability due to their work. To make an effective claim, thoroughly understanding the criteria and categories of available benefits is essential.

At Legal Office Rendon, we are committed to helping injured workers understand and obtain the benefits their cases require.