Workers’ Compensation is a type of insurance that provides lost wages and medical benefits to injured employees on the job. It was designed to be mutually beneficial to both the employee and the employer.
Employees who file a workers’ compensation plan relinquish their rights to sue their employer, and the employee receives financial support and job security during their recovery.
The state of Texas does not require private employees to carry workers’ compensation insurance. Still, many private employees do so anyway to protect themselves in the event of an employee injury financially.
If you are injured at work and your employer does not carry workers’ compensation insurance, you can still file a non-subscribers claim to help secure financial assistance in your time of need.
They are as follows:
Workplace injuries are incredibly stressful. Save yourself from further headaches by contacting Rendon & Associates for all of your workers’ compensation and workplace injury needs. We are here to support you.
Yes. Workers’ compensation covers all illnesses and injuries caused by workplace activities. Repetitive motion injuries like tendonitis are not the result of an accident but can still be caused by work duties. Similarly, prolonged toxic exposure can lead to an illness that was not caused by one single incident.
If you are suffering from an injury caused by something at work, you are likely covered. Call Rendon & Associates to discuss the details of your situation if you are unsure.
That depends on the rules in your state. In Texas, you must see a doctor within the workers’ compensation network. If you are not sure whether or not your doctor qualifies, ask your employer who they prefer you see. Remember that in an emergency, getting medical treatment is the top priority. However, if treatment for your injury is non-emergent, it is in your best interest to contact your employer about which physician or practice you should visit.
Workers’ compensation does not just cover medical bills. Below is a list of everything that your claim can cover:
Note: Worker’s compensation does not cover compensation for pain and suffering. In exchange for filing a claim with workers’ compensation, you relinquish your right to sue your employer for more funds.
Some employees assume that they should contact an attorney before reporting their workplace injury. This is not the best way to handle things. You should report your workplace injury as soon as it happens (or as soon as you realize that you are injured, as is often the case with repetitive motion injuries and illnesses). You will want to report the injury to your direct supervisor and the Human Resources department.
There is a statute of limitations on workplace injury coverage, so the sooner you can alert your employer, the better. No reasonable attorney will be upset with you for taking that first step. Report first, and call us after.