Workers’ Compensation

Workers’ Compensation is a type of insurance that provides lost wages and medical benefits to injured employees on the job. It was designed to be mutually beneficial to both the employee and the employer.

Employees who file a workers’ compensation plan relinquish their rights to sue their employer, and the employee receives financial support and job security during their recovery.

Workers’ Compensation in Texas

The state of Texas does not require private employees to carry workers’ compensation insurance. Still, many private employees do so anyway to protect themselves in the event of an employee injury financially.

If you are injured at work and your employer does not carry workers’ compensation insurance, you can still file a non-subscribers claim to help secure financial assistance in your time of need.

Tips For Handling Your Workplace Injury

When it comes to workplace injuries, there are several things you can do to put yourself in the best possible position. 

They are as follows:

  • Report your injury right away. The best time to report your workplace injury is immediately after it happens. The second-best time is right now. If you have not already reported your injury to your workplace, do so right away. 
  • Document your injury. Photos from the scene are always helpful, as are medical reports. Collect all paperwork and documentation surrounding your injury and keep it in one central location for easy access. 
  • Do not accept the first offer you receive. Workers’ compensation is insurance, and insurance companies are incentivized to pay you as little as possible to prioritize their profits. Likely, the first offer you receive will not be enough to cover your expenses. Negotiation is expected, so do not take the first thing that is offered to you. 
  • Contact an attorney. Sometimes workers’ compensation claims are denied. If this happens to you, it will be tough to appeal while you are still actively recovering. Instead of putting yourself in that position, hire an attorney who can guide you through the entire process while you focus all of your energy on rest and recovery.’

Workplace injuries are incredibly stressful. Save yourself from further headaches by contacting Rendon & Associates for all of your workers’ compensation and workplace injury needs. We are here to support you.