5 Common Myths about Workers’ Compensation

When it comes to workers’ compensation, many misunderstandings and misconceptions arise regarding when it can be claimed, what it includes, and other rights of employees in an employment relationship.

This article will address these myths to avoid misunderstandings and confusion that may jeopardize your rights as a worker.

“I can only receive compensation if I suffer a serious injury.”

This is the most common myth and one that most people believe, but it’s not true. In reality, workers’ compensation includes coverage for milder injuries, work-related illnesses that develop over time, and even mental conditions caused by work.

“If I file a claim, I’ll be fired.”

This fear exists, but you should know that the law protects you against retaliation from your employer caused by your workers’ compensation claim.

“I’ll have to pay for all my medical expenses.”

Workers’ compensation covers all medical expenses related to your injury or illness. You may even receive money for lost wages due to your inability to work for some time.

“Only full-time workers can claim workers’ compensation.”

This myth is also not true, as the only requirement to be included in workers’ compensation is being in an employment relationship. It doesn’t matter if you work part-time; you can still apply for it.

“Filing a workers’ compensation claim will take time and money.”

This myth is partially true, as the claim involves some time-consuming bureaucracy. However, a workers’ compensation lawyer can help you navigate the process and minimize the necessary time, thanks to their experience. Regarding money, these lawyers generally only charge for their service when you win your case or reach a settlement, which means you don’t have to pay out of your pocket.

In conclusion, understanding the realities of workers’ compensation is crucial for all employees. By debunking these common myths, individuals can better protect their rights and access the support they deserve in case of workplace injuries or illnesses. Remember, seeking legal advice and guidance can help navigate the process effectively and ensure fair legal treatment.