Workers’ compensation is essential to guarantee proper medical care and financial support in case of work-related illnesses or injuries. Unfortunately, in Texas, it’s not mandatory for an employer to have it, and presenting a claim might get a bit complicated if not insured.
In any case, workers have the right to claim for their financial loss and injuries in different cases, such as:
Physical Injuries: These are the direct result of a specific incident and require prompt medical aid. Due to their severity, a worker might need medical leave and rehabilitation, and they can still suffer temporary or permanent disabilities. There are numerous ways of getting hurt, and the consequences vary according to their severity.
Repetitive Motion Injuries: Even though these might not be identified as a single accident due to their development over time, workers’ compensation covers them if proven work-related.
Occupational Illnesses: Some jobs are more dangerous than others and carry greater risks. In some cases, workers know this from the beginning, and the employer should provide proper tools to keep them safe. For example, if a worker is constantly exposed to hazardous substances, they might develop a respiratory condition and need medical treatment or even a disability benefit for a possible disability.
Mental Health Conditions: Lately, there has been greater recognition of the importance of mental health in the workplace. Workers with severe stress, anxiety, or depression due to their jobs may be eligible for workers’ compensation benefits to cover medical treatment and therapy.
If you injure yourself at work, it’s crucial to report the incident to your employer as soon as possible and seek medical help. Also, it never hurts to seek legal help in case you encounter any challenges with your claim. Remember this: Your mental and physical health should be your priority, and workers’ compensation is there to help you through this difficult time.
