Having an accident at work is not pleasant at all, both for the victim of one, as well as for the employers and some services that provide medical insurance, it is the reality. However, for the laws of the state of Texas. Therefore, there is a compensation network of
workers that is responsible for medical expenses and lost wages, in case of an accident at work.
These networks have been created so that employers can provide health care and compensation coverage for their workers. This network is certified by the Texas Department of Insurance (TDI).
This department is responsible for publishing a report on worker satisfaction, the costs of medical services and the results obtained when there is an accident at work.
Network Operations in Workers’ Compensation
It is a type of managed care plan where employers who want to opt into a compensation network for their employees purchase special coverage from an insurance company. This company is the one in charge of hiring the services of health centers, as well as, hires private medical personnel.
Also, employers can hire certified networks, with a large staff of doctors and several health centers, in order to attend workers in cases of injuries or illnesses related to the work they perform in the companies. Insurance companies are responsible for covering all medical expenses caused by work-related injuries or illnesses.
Likewise, it establishes salary payments and disability benefits that may be owed to the affected workers. These networks have obligations, such as complying with the medical and assistance standards of the state of Texas, having sufficient hospitals and medical personnel for a series of situations.
The network has these obligations: serve workers 24 hours a day, 7 days a week. They are also required to provide hospitalization services, physical therapy, chiropractic, and psychiatry services, among others.