Workers’ compensation scenarios – Rendon & Associates

Workers’ compensation scenarios

In most cases, workers fully know their duties, but not their rights. Unfortunately, many employers, managers, or people in charge are not interested in protecting the well-being of their subordinates in order to continue maintaining a workflow that benefits them as much as possible. Although this situation is less common, employees must know how to recognize the moments in which their integrity has been violated. Whether by accident or any other circumstance, all workers should know that there are institutions and professionals specialized in protecting their rights. 

Our team has years of experience in the area of ​​workers’ compensation in Texas. A crucial point when dealing with a worker’s compensation case is knowing the terminology and the different scenarios. 

Three important scenarios to consider for injured workers in Texas are: 

The employer does not have workers’ compensation insurance. This is the least desirable scenario, as it occurs when employers do not carry workers’ compensation insurance. Texas attorneys emphasize that a worker injured during their workday or because of a work-related activity can still claim fair compensation. 

The employer has workers’ compensation insurance. This is the most common of all. In this scenario, the worker who has suffered an injury or injury during the execution of his work has insurance from the company or organization. It is the most desirable situation since the employer has insurance to cover expenses related to the worker’s injury. 

The employer has workers’ compensation for port workers. This applies in cases where port workers, whose job is to take care of, drive or, in general, carry out activities in the port area of ​​the United States, are injured at work. The Longshore and Harbor Workers’ Compensation Act (LHW CA) was established at the federal level to ensure medical care, rehabilitation, and other services to workers injured or even killed on the job within the navigable waters of the United States.

In other cases, accidents involving workers occur during some work-related event, but the injury itself is not caused by work activity. These types of circumstances, called third-party cases, are a bit more complex, as they can involve partial liability on the side of the employer and additional liability on the part of another unrelated person.

Did you know these types of situations and the compensations that apply to each case? Remember that knowing your rights is crucial for your well-being at work. If you have questions about any injury related to your work, contact us!