Occupational accidents and illnesses can occur at any time; therefore, the first thing a worker should know is the protocol to follow in these cases and if their employer is a subscriber to the Worker’s Compensation Program. If your company is a subscriber, in the event of a workplace injury, you should do the following:
1. Get medical attention.
If you have a medical emergency where you need first aid or if you are seriously injured in an accident at work, ask for help and see a doctor urgently. If the injury is minor, you should still stop your activities and immediately go to the authorized medical provider or your treating doctor.
2. Tell your employer about your injury right away.
It is very important that your supervisor or employer is informed about your injury. There are specific times to do it, and if you take too long, you may lose the right to worker’s compensation benefits.
3. Fill out a claim form and give it to your employer.
The workers’ compensation claim must be formally submitted to the employer via the Workers’ Compensation Claim Form no later than one business day. Get a copy of the completed form received by the employer and wait for a response to your request.
4. Keep a personal record of your case.
It is crucial that you obtain copies of all communications related to your case with your employer or your supervisor. Additionally, you must keep medical records and other records such as documents or photographs.
5. Request the services of a lawyer specializing in the matter.
If your workers’ compensation claim is accepted, you’ll get paid medical care and other benefits. On the contrary, if your application is rejected, your injuries or illness are severe, or your family member died in a work accident, it is highly recommended that you have the support of a lawyer. A lawyer specializing in workers’ compensation can help you obtain the benefits you deserve.
Also, the advice of a professional is essential if your employer is a non-subscriber because there is a possibility to sue the employer for your work-related injuries.
