Do you know the requirements you must meet to apply for Workers’ Compensation Insurance?

The purpose of the Texas Workers’ Compensation System is to provide covered employees with medical benefits and payments if they have an occupational disease, injury, or fatality in the workplace, regardless of who was at fault. This system is regulated by the Texas Division of Workers’ Compensation.

With the exception of public institutions, employer participation in the Texas Workers ‘Compensation System is at will, so not all employers offer workers’ compensation insurance. However, most employers provide it.

To apply for Workers’ Compensation Insurance benefits, it is necessary to meet the following requirements:

· To have reported the injury or illness to the employer.

You must have the guarantee that your employer was informed of your injury within the period of time corresponding to 30 days after the accident occurred or 30 days after knowing that the illness was caused by work. Otherwise, you may lose the benefits.

· To have a medical report

Prepared by the health care provider of the Workers’ Compensation Medical Services Network of your employer’s insurer, to whom you should tell from the first visit that your injury or illness is related to work.

Read also: Unjustified dismissal for pregnancy.

· To fill form DWC-041s.

Corresponding to the Employee’s Claim for Compensation for a Work-related Injury or Occupational disease, which you must file with the Texas Division of Workers’ Compensation, within a period of one year, counted from the moment you suffered the injury. The form requests information from the employer and worker, employment status, and occupational injury or illness.

Finally, if you are injured in the workplace or have an occupational disease and your employer has workers ‘compensation coverage, it is best to act quickly and seek the proper guidance from an experienced Texas Workers’ Compensation attorney.